Meet our core team behind the AML Learning Suite. Our subject-matter experts work within KPMG Malta’s Risk Consulting Advisory Services and deliver seminars from our AML Learning Suite.
The aim of this Learning Suite is to provide insights into the most current developments in AML.
KPMG’s AML/CFT team have the skills and experience to provide thought leadership on evolving regulations, money laundering and terrorism exploitation.
Deborah Cassar, Associate Director, Risk Consulting Advisory Services, KPMG in Malta
Deborah is an Associate Director in AML within the Risk Consulting Advisory Services team at KPMG in Malta. She joined the team and the firm in January 2019. Deborah graduated in Bachelor of Commerce Degree in Banking & Finance and Management, in 2006 from the University of Malta. She has over 10 years’ experience within the Financial Services sector at local and international banks and over 11 years’ experience in the AML/CFT field. Before joining KPMG, Deborah worked for over 2 years with the Financial Intelligence Analysis Unit (FIAU) within the Compliance department. She has extensive experience in carrying out Compliance on-site and off-site examinations with subject persons within the Financial Services sector, DNFBPs, Gaming sector and others; and advising and assisting subject persons to establishing appropriate AML/CFT internal structures and controls. In 2017 she has obtained an international golden standard specialisation with ACAMS as a recognised Anti-Money Laundering Specialist (CAMS). Apart from also being an active member with the Association of Certified Anti-Money Laundering Specialists (ACAMS), she is a Co-Founder and the Vice-Chair of the ACAMS Malta Chapter. She has also obtained ICA qualifications in Anti-Money Laundering and Sanctions Compliance and in Regulatory and Financial Crime Compliance. At KPMG, Deborah works extensively in the areas of Anti-Money Laundering Compliance. She has managed AML projects locally and assisted entities in the financial services and gaming sectors to comply with regulatory obligations specifically on AML/CFT. These projects include assisting with the drafting and/or review of policies and procedures, training, review of processes, GAP analysis, Customer Risk Assessments and Business Risk Assessments. Deborah also lectures on AML/CFT and participates in training events and panel discussions.
Luis Andre Pereira, Manager, Risk Consulting Advisory Services, KPMG in Malta
Luis is a Manager in AML for the Risk Consulting Advisory Services team at KPMG in Malta. He holds a Master’s Degree in Business Administration from ISCTE – University of Lisbon as well as being a recognised Anti-Money Laundering Specialist (CAMS) since 2021.
Luis has over a decade of experience in Banking with the majority focused on AML/CFT. These experiences were gained in banks with a worldwide reach and classified as G-SIBs. He has extensive experience in operational functions as part of different Transaction Monitoring departments, where he led 1st line AML and Q&A teams, constructed processes in line with AML/CFT requirements and in these functions, Luis gained expertise in Transaction Monitoring, Processes & Procedures, Analysis and Investigations, Team Management, Statistical Deliverables and Audit preparation.
For his role in KPMG, Luis is involved in the AML/CFT service line, leading and supervising engagements related to several scopes, such as gap analysis assessments, reviews of policies and procedures, compliance assessments, risk assessments and transaction monitoring system reviews.
Ma. May Casimiro, Assistant Manager, Risk Consulting Advisory Services, KPMG in Malta
May is an accountant by profession and holds a Bachelor of Science Degree in Accountancy, from the Polytechnic University of the Philippines. In 2016, she obtained a Certified Public Accountant (CPA) License in the Philippines.
She joined KPMG Malta in July 2022 as an Assistant Manager in the Firm’s Risk Consulting Advisory practice. Within her role at KPMG Malta, May works extensively in the areas of Anti-Money Laundering Compliance, particularly assisting local and foreign companies in the review of their AML/CFT-related policies, procedures, and testing of their controls. She was involved in several projects including AML internal audit engagements as well as CDD review and remediation projects.
Prior to joining KPMG Malta, she was an Assistant Manager in KPMG Philippines’ Risk Consulting Advisory Group where she worked on a number of AML-related assignments such as AML/CFT compliance assessments, AML remediation projects, institutional ML/TF risk assessments and transaction monitoring system reviews. As part of her managerial role in KPMG Philippines, May was in charge of undertaking internal risk management and client engagement management procedures including client acceptance, continuance and engagement procedures. She has also assisted the Engagement Partners in business development initiatives covering preparation of proposals, review of pre-engagement activities and contracting with prospective clients.
Lindza Julao, Advisor, Risk Consulting Advisory Services, KPMG in Malta
Lindza holds a Bachelor of Science in Accountancy from Colegio De San Juan de Letran and Bachelor of Science in Management Accounting from the University of Santo Tomas in the Philippines. In 2018, she earned her Certified Public Accountant (CPA) license and in 2023, she obtained her Certified Anti-Money Laundering Specialist (CAMS) certification. She joined KPMG Malta in April 2024 as an Advisor in the firm’s Risk Consulting Advisory practice, specializing in Anti-Money Laundering (AML) services. Before joining KPMG Malta, she accumulated five years of combined audit and advisory experience across various financial and non-financial institutions.
Prior to joining KPMG Malta, she was an AML Compliance Officer of a FinTech Company where she was directly exposed in various AML operations including reporting of suspicious transactions and covered transactions to the AML regulator, supporting name screening, reviewing CDD/EDD procedures of business units, conducting transaction monitoring and facilitating basic AML training sessions to the employees within the company.
Further, Lindza also worked as a senior AML consultant in one of the Big Four audit firms in the Philippines where she worked on multiple engagements including benchmarking analysis, drafting of AML policies and procedures, remediation projects, and loan review projects. During her stint in the Big Four audit firms, she also worked within the audit department, focusing on statutory audit of a credit card company, insurance and microinsurance companies, where she assisted in performing interim and year-end substantive procedures and finalising financial statement balances.
