This course can be delivered to your organisation as part of our bespoke Corporate Training Solutions, at your own time and your own convenience. Contact us on kla@kpmg.com.mt or call us on +356 2563 6363 or on +356 9963 6363 for more information on how we can take care of your organisation’s training needs.

Course Description:

This comprehensive training session is designed to provide participants with a deep understanding of regulatory compliance requirements in the rapidly evolving landscape of instant payments and AML/CFT practices. This session will cover the essential aspects of new instant payment regulations, their impact on organisations, and the crucial link between instant payments and AML/CFT compliance.

Target Audience:

This course is ideal for risk, regulatory, and compliance professionals, and anti-money laundering specialists from payment service providers, including credit institutions and other financial institutions (payment institutions, e-money institutions, and others).

Learning Outcomes:

1. Understand the fundamentals of instant payments and their importance in the digital economy.
2. Explore the regulatory framework governing instant payments and the key objectives of new regulations, including the core regulatory requirements for instant payments.
3. Examine the connection between instant payments and AML/CFT, highlighting compliance challenges and regulatory requirements.
4. Understand the impact on AML/CFT practices in the instant payment environment.

Date: 5 November 2025

Time: 09:00 – 10:30

Venue: Live online session – details of how to join the meeting will be sent once registration is complete.

Fee: €50

CPE Hours: This course qualifies for 1.5 hours of Structured CPE which can be classified as Core Competency. A certificate of attendance will be provided at the end of the session.

Trainers:

Luis Andre Pereira, Manager, Risk Consulting Advisory Services, KPMG in Malta

Luis is a Manager in AML for the Risk Consulting Advisory Services team at KPMG in Malta. He holds a Master’s Degree in Business Administration from ISCTE – University of Lisbon as well as being a recognised Anti-Money Laundering Specialist (CAMS) since 2021.

Luis has over a decade of experience in Banking with the majority focused on AML/CFT. These experiences were gained in banks with a worldwide reach and classified as G-SIBs. He has extensive experience in operational functions as part of different Transaction Monitoring departments, where he led 1st line AML and Q&A teams, constructed processes in line with AML/CFT requirements and in these functions, Luis gained expertise in Transaction Monitoring, Processes & Procedures, Analysis and Investigations, Team Management, Statistical Deliverables and Audit preparation.

For his role in KPMG, Luis is involved in the AML/CFT service line, leading and supervising engagements related to several scopes, such as gap analysis assessments, reviews of policies and procedures, compliance assessments, risk assessments and transaction monitoring system reviews.

Lindza Julao, Advisor, Risk Consulting Advisory Services, KPMG in Malta

Lindza holds a Bachelor of Science in Accountancy from Colegio De San Juan de Letran and Bachelor of Science in Management Accounting from the University of Santo Tomas in the Philippines. In 2018, she earned her Certified Public Accountant (CPA) license and in 2023, she obtained her Certified Anti-Money Laundering Specialist (CAMS) certification. She joined KPMG Malta in April 2024 as an Advisor in the firm’s Risk Consulting Advisory practice, specializing in Anti-Money Laundering (AML) services. Before joining KPMG Malta, she accumulated five years of combined audit and advisory experience across various financial and non-financial institutions.

Prior to joining KPMG Malta, she was an AML Compliance Officer of a FinTech Company where she was directly exposed in various AML operations including reporting of suspicious transactions and covered transactions to the AML regulator, supporting name screening, reviewing CDD/EDD procedures of business units, conducting transaction monitoring and facilitating basic AML training sessions to the employees within the company.

Further, Lindza also worked as a senior AML consultant in one of the Big Four audit firms in the Philippines where she worked on multiple engagements including benchmarking analysis, drafting of AML policies and procedures, remediation projects, and loan review projects. During her stint in the Big Four audit firms, she also worked within the audit department, focusing on statutory audit of a credit card company, insurance and microinsurance companies, where she assisted in performing interim and year-end substantive procedures and finalising financial statement balances.

Nigel Grech, Advisor, Risk Consulting Advisory Services, KPMG in Malta

Nigel is an Advisor within the Risk Consulting Advisory services team at KPMG in Malta. He joined the firm as an intern in 2018 and transitioned to a full-time role in 2023 after completing his Master in Accountancy. Over the past 4 years, Nigel has gained experience in the governance, risk and compliance space, with a strong focus on internal audit, assurance, and regulatory and compliance advisory support for banks, financial institutions, and other regulated and non-regulated entities. His work includes outsourced internal audit assignments, assurance on regulatory matters, ICAAP and ILAAP reviews (including stress testing), Pillar III disclosures (including ESG), gap assessments on DORA and other topical requirements, regulatory reporting, support on licencing processes and other regulatory advice and assistance. He has also contributed to cross-functional projects in ESG and regulatory due diligences for mergers and acquisitions. Through KPMG, Nigel also supports the Financial Institutions Malta Association (FIMA), assisting its Board of Directors and appointed roles (including the Chairperson, Treasurer, General Secretary and General Counsel) in administrative, secretarial and financial matters.

For every three courses booked from our KPMG Learning Suites, attendees receive a discount voucher of 40% to be redeemed on their next course purchased from any Learning Suite!

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